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For VPs of customer experience, trust & safety leads, and CX platform compliance teams.

$1,000 per violation. Plus attorney's fees.
Private right of action.

California's Companion Chatbot Law (SB 243) went into effect January 1, 2026 — operators of covered chatbots must implement user disclosures, suicide/self-harm safety protocols, and additional safeguards for known minors. Users harmed by a violation can sue for at least $1,000 per violation plus attorney's fees. The FTC's Operation AI Comply has continued across administrations since September 2024, with the September 11, 2025 inquiry sweeping seven major chatbot operators. Executive Order 14178 (Dec 11, 2025) requires the FTC to publish its formal AI policy statement by March 11, 2026 — the federal standard for deceptive AI behavior is being written in real time. VeriSwarm produces the per-conversation record of what your chatbot said, what disclosure was shown, what safety protocol fired, and what was prevented — across LangChain, CrewAI, AutoGen, your in-house contact-center platform, or any other framework.

Start Free — log every chatbot session to VaultHow we differ from bundled incumbents
Jan 1, 2026
California SB 243 effective date
$1,000+
Minimum per-violation private right of action
7
Companies in FTC's Sep 11, 2025 chatbot inquiry
Mar 11, 2026
FTC formal AI policy statement deadline

SB 243 + FTC priorities, mapped to capability

California sets the disclosure floor. The FTC sets the federal deceptive-practices floor. We mapped both to the VeriSwarm capability that produces the evidence — and the API endpoint that emits it.

PRIORITY 01 · CA AG / FTC

CA SB 243 — User Disclosure

“Users must be told they are interacting with an AI chatbot. Disclosure must be clear, conspicuous, and recorded.”

VERISWARM CAPABILITY

Cortex Workflows + Vault disclosure ledger

Every conversation session captures the disclosure shown to the user, the disclosure version, the user acknowledgment (where required), and the timestamp — all recorded as a Vault event tied to the session ID.

Audit evidence: Per-session disclosure record auditable by the California AG. Reconstruct any conversation's disclosure compliance from one query.

POST /v1/workflows/execute
PRIORITY 02 · CA AG / FTC

CA SB 243 — Self-Harm and Suicide Safety Protocols

“Operators must implement protocols for users expressing suicidal ideation or self-harm intent.”

VERISWARM CAPABILITY

Guard content classifier + human_review escalation

DeBERTa-based content classifier runs on user input AND chatbot output. Detection triggers immediate routing to a human_review workflow step with crisis-resource surfacing and Vault-logged escalation.

Audit evidence: Per-detection audit trail: classifier confidence, message excerpt, escalation action, resource provided, human reviewer identity.

POST /v1/suite/guard/scan
PRIORITY 03 · CA AG / FTC

FTC Five "Don'ts" for AI Chatbots

“Don't misrepresent what the AI is. Don't deploy without harm mitigation. Don't exploit emotional relationships for commercial gain. Don't make unsubstantiated claims. Don't use automation to mislead.”

VERISWARM CAPABILITY

Cedar policy library + cross-model verification

Declarative Cedar policies encode the company's content standards; cross-model verification routes any output flagged by policy through a majority-vote consensus check before it ships to the user.

Audit evidence: Per-message policy evaluation record showing which rules matched, which models verified, which decisions were made. The FTC's five-don'ts compliance is provable, not asserted.

POST /v1/policies/test
PRIORITY 04 · CA AG / FTC

Known-Minor Safeguards (SB 243)

“When the operator knows or should reasonably know that the user is a minor, additional protections apply.”

VERISWARM CAPABILITY

Gate per-user risk classification + Cortex routing

User metadata (declared age, signals from the session) informs which Cedar policy tier applies, which model is selected, and which safety floor governs the conversation. Minors get a stricter policy without operator code changes.

Audit evidence: Per-session policy tier record showing which floor was applied and why. The age-based protection works because it's centralized, not because every conversation got it right on its own.

POST /v1/decisions/check
PRIORITY 05 · CA AG / FTC

Federal AI Policy Statement (FTC, due March 11, 2026)

“Per Executive Order 14178 (Dec 11, 2025), the FTC must publish its formal AI policy statement on how authority over unfair and deceptive practices applies to AI.”

VERISWARM CAPABILITY

Vault per-conversation evidence pack

Full session transcript, policies evaluated, decisions made, disclosures shown, classifier outputs, escalations triggered — all in one chain-linked export. FTC investigates? You hand them the evidence pack.

Audit evidence: Per-session export in FTC-ready format. The whole conversation reconstructed cryptographically, not pieced together from logs.

POST /v1/suite/vault/export

The exposure surface, by the numbers

State law plus federal enforcement plus a private right of action equals a multi-vector exposure map. Evidence is the answer.

$1,000+ private right of action per SB 243 violation
$1,000
Per-session disclosure ledger
FTC inquiry into chatbot operators (Sep 11, 2025)
7
Vault evidence pack
FTC "don'ts" for AI chatbots
5
Cedar policy library
Days from EO 14178 to FTC AI policy statement deadline
90
Pre-built FTC export format

Source: California SB 243 enacted text; FTC Operation AI Comply press releases; EO 14178; Future of Privacy Forum chatbot legislation tracker.

The regulations setting the line

One state, one federal agency, one pending federal standard. All three are live or imminent.

CALIFORNIA SB 243 (COMPANION CHATBOT LAW)

Live since January 1, 2026. $1,000+ per violation.

Signed October 13, 2025; effective January 1, 2026. Operators of covered companion chatbots must implement user disclosures, suicide/self-harm safety protocols, and additional safeguards for known minors. Users harmed by a violation can sue for at least $1,000 per violation plus attorney's fees — the nation's first private right of action on chatbot governance.

Perkins Coie; Skadden; California SB 243 enacted text

FTC OPERATION AI COMPLY

Continued across two administrations. Pattern established.

Launched September 2024. Continued under the new administration with new cases following the same blueprint. On September 11, 2025 the FTC opened an inquiry into seven major chatbot companies (Alphabet, CharacterAI, Instagram, Meta, OpenAI, Snapchat, xAI) focused on child safety, deceptive data collection, and emotional manipulation of young users.

FTC press releases; Benesch one-year-in analysis; Mintz Feb 2026 update

EXECUTIVE ORDER 14178 + MARCH 11, 2026 DEADLINE

Federal AI policy statement is being written this quarter.

President Trump signed EO 14178 on December 11, 2025, requiring the FTC to publish its formal AI policy statement by March 11, 2026 — defining how the agency's unfair-and-deceptive-practices authority applies to AI. The federal standard for AI chatbot behavior is being drafted in real time; the operators whose evidence packs are ready are the ones who will survive the first round of cases.

Mintz analysis, Feb 2026; FTC AI Compliance Plan

Customer-service compliance attestations

Three frameworks govern consumer-facing AI: California's companion-chatbot law (private right of action), California's AI Transparency Act (content marking + records), and FTC Section 5 (Operation AI Comply).

California SB 243

Companion-chatbot law. Disclosure, self-harm protocols, minor safeguards, private right of action with statutory damages.

See attestation map →

California AI Transparency Act (SB 942)

AI content marking, detection-tool provision, conversational AI disclosure, records of AI use.

See attestation map →

FTC §5 (Operation AI Comply)

Five lanes: don't misrepresent, don't deploy without harm mitigation, don't exploit emotion, don't make unsubstantiated claims, don't mislead with automation.

See attestation map →

A 30-minute walkthrough beats a five-page brief

Pick the regulator priority you've been asked about most recently. We'll show you the audit-evidence artifact for that priority, generated against live chatbot traffic in 30 minutes. No demo data — you bring the question.

Start Free AccountSee all compliance frameworks

Sources: California SB 243 enacted text; Perkins Coie and Skadden analyses; FTC Operation AI Comply press releases; Mintz Feb 2026 federal AI strategy update; Future of Privacy Forum.